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Our Experience

Each of our senior actuaries has over 35 years of experience in the casualty actuarial field working for and providing consulting services to insurance companies and reinsurers. We have experience in every aspect of insurance company operations.

Why Experience Matters

Getting an accurate result can mean the difference between over- and under-pricing, between losing policyholders and losing money, between efficiency and stagnation. And getting good results goes beyond just knowing the math – changes in the company itself, the industry, and even the entire marketplace can be powerful drivers of business decisions. Knowing the math is important, but it’s our experience that it’s even more important to know what the math means.

Lines We Have Experience With

Our actuaries have had experience with practically every line of business imaginable . Some areas of particular in-depth experience include the longer tail liability lines such as hospitals’, physicians’ and surgeons’ professional liability, products liability, general liability, commercial automobile liability with a specialty in taxicab liability, media liability, mortgage guaranty insurance, and workers’ compensation. We have extensive pricing expertise in the rating of all casualty lines including D&O, legal professional liability, truckers’ liability, liable and slander, aviation title, strike insurance and umbrella liability.

Our Services to Property & Casualty Insurance Companies

Our expertise includes:

  • Reserve valuations
  • Statutory loss reserve opinions
  • Pricing
  • Loss forecasting
  • Preparation of rate filings
  • Reinsurance design
  • Commuting reinsurance agreements
  • Evaluation of reinsurance transactions for compliance with risk transfer criteria
  • Premium deficiency reserve analysis
  • Financial modeling
  • Cash flow projections
  • Product development
  • Benchmarking studies
  • Due diligence for mergers and acquisitions
  • Policy form design
  • Management consulting
  • Legal expert testimony