Evelyn Toni Mulder, FCAS, MAAA, FCA

Toni Mulder is a Fellow of the Casualty Actuarial Society, a Member of the American Academy of Actuaries, and a Fellow of the Conference of Consulting Actuaries and holds a BA in Mathematics from the State University of New York at Plattsburgh with over forty-five years of actuarial experience in the property & casualty insurance industry.

At Taylor & Mulder, Inc., Ms. Mulder has performed in-depth analyses in a broad range of practice areas and in a variety of consulting engagements. Services include reserving, pricing, funding studies, review of rate filings and testifying at rate hearings on behalf of state insurance departments, financial examination services for State Insurance Departments, reserve studies for captives and risk retention groups, actuarial analysis for insurance department liquidations, managing captives, reinsurance, fronting arrangements, statutory and GAAP accounting, computer simulation modeling, forensics, claims analysis and marketing. She provides loss reserve opinions and rate filings for insurance companies and funding, reserving, GASB10 review, premium and rate determination, and cost allocation studies for self-insurers. As a consultant, she has provided Statements of Actuarial Opinion for major casualty insurers and reinsurers.

Ms. Mulder’s has particular expertise in estimating ultimate loss and loss expense reserves for insurance companies, reinsurers, self-insured corporations, hospitals, railroads, law firms, brokers, captives, risk-retention groups as well as federal, state, county, and city governments. Ms. Mulder has expertise with pollution liability, particularly underground and aboveground petroleum storage tank insurance and coal mine reclamation. Ms. Mulder specializes in the longer tail liability lines such as hospital and physicians, surgeons, professional liability, products liability, general liability, commercial automobile liability, environmental liability, cyber liability, private passenger automobile, homeowners, farmowners, strike insurance and workers’ compensation.

Ms. Mulder’s experience also includes a wide variety of unique lines of business such hurricane, wildfire, earthquake, flood, taxicab liability, libel and slander, felonious assault, construction defect, inland marine, mortgage guarantee, surety, fiduciary, crop insurance, personal umbrella, and equipment breakdown, among others.

Ms. Mulder has been engaged as an expert witness by the Internal Revenue Service and numerous major worldwide insurance companies involving arbitration proceedings, litigation, and tax court litigation. Ms. Mulder has never lost a case in which she has testified.

Ms. Mulder has served on numerous committees of the Casualty Actuarial Society including the Casualty Actuarial Society Task Force on Reserving Principles, the Committee on Reserves, the Committee on Online Services, Liaison to the Casualty Actuarial Society Education Policy Committee on behalf of the Conference of Consulting Actuaries, the Committee on Valuation, Finance, and Investments, Joint Program Committee for the Casualty Loss Reserve Seminar, the Casualty Actuarial Society External Communications Committee, and news editor of The Actuarial Review, the Casualty Actuarial Society’s Newsletter.

Ms. Mulder has also served on committees of the American Academy of Actuaries including as Committee Chair of Self-Insurance Issues, as Chairperson of the Committee on Publications, as Chairperson of the Editorial Advisory Board for Contingencies Magazine, as the Journal of the American Academy of Actuaries, and as Editor of The Actuarial Update, the American Academy of Actuary’s Newsletter.